Paga is a licensed financial services company and a leading payments company in Nigeria with a massive transformative purpose – to make it simple for one billion people to access and use money. It was founded on the simple belief that the ubiquity of mobile phones can be leveraged in building an ecosystem that enables people to digitally send and receive money and creating simple financial access for everyone.

We are recruiting to fill the position below:

Job Position: Financial Business Analyst
Job Location:
Employment Type: Full-time

About the Role

  • We are looking for a passionate, self-driven and experienced Financial Business Analyst to join our team!
  • As the Financial Business Analyst, you will be responsible for managing, developing, and overseeing the financial models and performance KPI in your assigned business unit(s). You will be responsible for analysing and advising business unit heads of their current and future expenditures for maximum ROI and project performance.
  • The ideal candidate will be well-versed in financial models, excel formulas and functions, and capable of creating cost-effective budgets for future projects. He/She will also be responsible for developing, proposing, and implementing plans to reduce financial risks and lower costs as well as participate in project audits.

Primary Responsibilities

  • Assist Finance Manager in monitoring and analysing financial accounts/performance on a monthly, quarterly, and annual basis
  • Create financial models to analyse trends, make financial projections, and assess financial risks
  • Review and monitor annual budget; prepare quarterly budget review reports
  • Help Develop standardised financial management and reporting tools; create internal control systems to ensure good financial management and enable early detection of fraud or errors
  • Analyse past results, perform variance analysis, identify trends, and make recommendations for improvements
  • Work closely with the financial and accounting operations team to ensure accurate financial reporting
  • Guide the cost analysis process by establishing and enforcing policies and procedures
  • Provide analysis of trends and forecasts and recommend actions for optimisation
  • Grow financial performance of business units through analysis of financial results, forecasts, variances, and trends
  • Analyse business unit financial data and create financial models for decision support
  • Create recommendations on financial/operational performance of business unit to be presented to management and executives
  • Recommend actions by analysing and interpreting data and making comparative analyses; study proposed changes in methods and materials
  • Identify and drive process improvements, including the creation of standard and ad-hoc reports, tools, and excel dashboards.
  • Increase productivity by developing automated reporting/forecasting tools
  • Conduct comparable analysis and market research to support internal financial analysis
  • Maintain a strong financial analysis foundation creating forecasts and models

Knowledge and Skill Requirements

  • BA, BS, or B.Com Degree required (Bachelor’s Degree in Accounting / Finance / Economics)
  • Minimum of 4 years of experience in business finance or relevant experience
  • Professional accounting qualification or MBA is an added advantage
  • Advanced knowledge of excel and strong financial analysis foundation creating forecasts and models
  • Excellent written and verbal communication skills
  • Must have completed the mandatory NYSC

Key Competencies:

  • Problem-solving skills and initiative
  • Strong attention to detail and an investigative nature
  • Comfort dealing with ambiguity and the ability to work independently
  • Experience working with, and presenting to, senior executives
  • Strong financial modelling experience
  • Ability to streamline functions and passion to learn and grow
  • Strong interpersonal skills, including written and oral communication skills
  • Integrity and high personal ethical standard.

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